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Building A Better Budget

Building A Better Budget

Financially a lot of Americans took a major hit during the pandemic. This has definitely been a scary time for all of us. Many people are struggling with job loss with no financial means. I’m not by any means an accountant or a financial guru but I wanted to provide useful tools and apps to help build a better budget. These products helped me stay afloat with my financial obligations while providing wiggle room to splurge. Not only did I want to share these tips with my community but with CBS 2 Chicago viewers too. That video will be published once it airs this morning.

In the meantime, the links are below for those that caught the segment and wanted some more details on the products/apps that were presented.


Fabric is an innovator in helping parents protect their family’s financial future. Fabric helps families find affordable life insurance, create a free will, and organize their financial documents, all online or via an app. Fabric makes finance easy for parents and offers a fleet of simple tools to help parents stop procrastinating and start tackling their long term financial to-do lists. 

Fabric lets you apply for term life insurance online, without dealing with salesy agents. The application is fully electronic (many applicants are able to receive an offer without an in-person medical exam), and your policy is downloadable through your secure account. They offer 10-, 15- and 20-year term life insurance. When applicants receive an offer, they can choose to amend their coverage amounts and term lengths prior to purchasing (without additional underwriting or waiting for another application). This lets them view multiple combinations to find a premium that best fits their budget and their family’s needs. Note: We don’t offer term life insurance in MT, CA or NY. 

Unlike budgeting apps for managing daily finances, Fabric’s app aims to fill a clear need that parents have when planning for their family’s long-term financial well-being.

More on the Fabric app (available for iOS and Android)


Now might actually be a great time to finally start your own business, and If you’re looking to start a business a company called TRUiC can help you for free. TRUiC stands for “The Really Useful Information Company.” The company was created to help businesses achieve and maintain their dreams at no charge! They have been doing so through websites, a YouTube channel, and will be launching a channel on ROKU TV, and working on content for Amazon Prime Video.

We are essentially becoming a [free resource] marketplace for people starting a business. We have all the free guides, legal templates, and links to the resources people need to be successful entrepreneurs,” says TRUiC CEO Nagabhushanam “Bobby” Peddi.

Their website provides free step-by-step guides and tools to help get your business up and running. TRUiC has information on how to start an LLC, startup advice, a free business idea generator and a free business plan generator, and Entrepreneurship Quiz, and more. Their free logo maker helps you come up with your brand in seconds, no design experience needed!

Over the last four years TRUiC has grown twenty-fold, financially and in online reach. All content on the site is free, but TRUiC makes money by providing referrals to professional service providers. The company logs 600,000 unique visitors to its sites monthly, and it estimates that 10,000 new businesses are formed every month nationwide using TRUiC resources.

See Also

In addition to easy to digest information, users can learn about business insurance, the best bank accounts for businesses, the best website builders, and vetted local resources.

For more information go to!

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